Terms of Service

Terms of Service

This website (the “Site”) is owned and operated by Members Direct Capital Group Inc., (“Company,” "we,” or “us”). By using the site, you agree to be bound by these terms of service and to use the site in accordance with these terms of service, our privacy policy, and any additional terms and conditions that may apply to specific sections of the site or to products and services available through the site or from the company. Accessing the site in any manner, whether automated or otherwise, constitutes use of the site and your agreement to be bound by these Terms of Service. We reserve the right to change these Terms of Service or to impose new conditions on use of the site from time to time, in which case we will post the revised Terms of Service on this website. By continuing to use the Site after we post any such changes, you accept the Terms of Service, as modified.

OUR LIMITED LICENSE TO YOU

This Site and all the materials available on it are the property of us and/or our affiliates or licensors and are protected by copyright, trademark, and other intellectual property laws. The Site is provided solely for your use. You may not use the Site or the materials available on the Site in amanner that constitutes an infringement of our rights or that has not been authorized by us. More specifically, unless explicitly authorized in these Terms of Service or by the owner of the materials, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works, exploit, or distribute in any manner or medium (including by email or other electronic means) any material from the Site.

CONSENT FOR USE OF TESTIMONIALS AND MEDIA

By participating in Members Direct Capital Group coaching calls or related activities, you acknowledge and give your express consent for Members Direct Capital Group to record, use, and/or reproduce any audio, video, and/or text from these sessions that contain your voice, likeness, and/or testimonials. These may be used in a variety of media formats, including but not limited to websites, social media platforms, advertisements, and promotional materials, without any compensation to you. You understand this consent is given freely as a condition of participation and can be revoked at any time by contacting Members Direct Capital Group at [email protected]. Such revocation will not affect any uses already permitted by your consent.

You hereby release and discharge Members Direct Capital Group agents, employees, and any third parties involved in the creation or publication of marketing materials from all claims, demands, and liabilities whatsoever in connection with the above.

YOUR LICENSE TO US

By submitting any material (including, without limitation, texts, ideas, photos, and videos, collectively User Materials”) to us via the Site or to any of our staff via email, text or otherwise, you are representing: (i) that you are the owner or authorized user of the User Materials, or that you are making your posting or submission with the express consent of the owner of the material; and (ii) that you are an adult. In addition, when you submit any material to the Site, you are granting us a royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and/or publicly perform or display such material, in whole or in part, in any manner or medium, now known or hereafter developed, for any purpose. The foregoing grant shall include the right to exploit any proprietary rights in such posting or submission, including, but not limited to, rights under copyright, trademark, service mark or patent laws under any relevant jurisdiction.

You acknowledge and agree that any contributions originally created by you for us shall be deemed work made for hire” when the work performed is within the scope of the definition of work madefor hire in Section 101 of the United States Copyright Law, as amended. As such, the copyrights in those those works shall belong to COMPANY from their creation. Thus, COMPANY shall be deemed the author and exclusive owner thereof and shall have the right to exploit any or all of the results and proceedings in any and all media, now known or hereafter devised, throughout the universe, in perpetuity, in all languages, as COMPANY determines. In the event that any of the results and proceeds of your submissions hereunder are not deemed “work made for hire” under Section 101of the Copyright Act, as amended, you hereby, without additional compensation, irrevocably assign, convey and transfer to COMPANY all proprietary rights, including without limitation, all copyrights and trademarks throughout the universe, in perpetuity in every medium, whether now known or hereafter devised, to such material and any and all right, title and interest in and to all such proprietary rights in every medium, whether now known or hereafter devised, throughout the universe, in perpetuity. Any posted material which is a reproduction of prior works by you shall be owned by us.

DISCLAIMERS

The information, materials, products, and services presented, referenced, or made available on or through this website (collectively, the “Services”) are provided strictly on an “as is” and “as available” basis, without representations or warranties of any kind, whether express or implied. To the maximum extent permitted by applicable law, the Company expressly disclaims all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, timeliness, completeness, and non-infringement.

The Company makes no representation or warranty that the operation of the website or any of its functions will be uninterrupted, secure, or error-free, that defects will be corrected, or that the website, its servers, or any communications sent from the Company are free of viruses or other harmful components. The Company further disclaims any liability for the accuracy, reliability, or availability of any content, data, or services obtained through the website or any third-party links contained herein.

The Company is not a licensed real estate broker, real estate agent, mortgage lender, loan originator, or financial institution. The Company does not list, market, negotiate, or broker real estate transactions on behalf of any party, nor does it engage in the business of making, arranging, or originating mortgage loans. All activities conducted by the Company are limited to the lawful purchase, sale, and assignment of real estate contracts and interests as permitted by applicable law.

Nothing contained on this website shall be construed as legal, financial, or real estate advice. Users are solely responsible for performing their own due diligence and obtaining professional advice prior to entering into any transaction or agreement.

Under no circumstances shall the Company, its affiliates, officers, agents, or employees be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with the use or inability to use the website or its Services, even if the Company has been advised of the possibility of such damages.

All use of this website and its content is at the user’s sole risk.E.

You agree at all times to defend, indemnify and hold harmless COMPANY its affiliates, successors, transferees, assignees, agents, associates, officers, directors, shareholders and employees from and against any and all claims, causes of action, damages, liabilities, costs and expenses, including legal fees and expenses, arising out of or related to (i) your use of the Site and our Services provided hereunder and (ii) your breach of any obligation, warranty, representation or covenant set forth herein. USE OF THE SITE This Site This Site enables you to submit User Materials to populate templates for advertising a particular audience. It is a condition of your use of the Site that you do not

intentionally submit false, inaccurate, or misleading information while utilizing the site.

Restrict or inhibit any other user from using the Site.

Use the Site to impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity.

Interfere with or disrupt any servers or networks used to provide the Site or its features, or disobey any requirements, procedures, policies or regulations of the networks we use to provide the Site.

Use the Site to instigate or encourage others to commit illegal activities or cause injury or property damage to any person.

Gain unauthorized access to the Site, or any account, computer system, or network connected to this Site, by means such as hacking, password mining or other illicit means.

Obtain or attempt to obtain any materials or information through any means not intentionally made available through this Site.

Use the Site to post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, pornographic, profane or indecent information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any local, state, national or international law.

Use the Site to post or transmit any information, software or other material that violates or infringes upon the rights of others, including material that is an invasion of privacy or publicity rights or that is protected by copyright, trademark or other proprietary proprietary rights, or derivative works with respect thereto, without first obtaining permission from the owner or rights holder.

Use the Site to post or transmit any information, software or other material that contains a virus or other harmful component.

REGISTRATION

To access certain features of the Site, we may ask you to provide certain demographic information, including your personal information, such as your name, gender, age, etc. You agree to provide true, accurate, current and complete information about yourself as prompted by the Site’s registrationform. If we have reasonable grounds to suspect that such information is untrue, inaccurate, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof). Our use of any personally identifiable information you provide to us as part of the registration process is governed by the terms of our Privacy Policy. To use certain features of the Site, you will need a username and password, which you will receive through the Site’s registration process. You are responsible for maintaining the confidentiality of your password and account, and are responsible for all activities (whether by you or by others) that occur under your password or account. You agree to notify us immediately of any unauthorized use of your password or account or any other breach of security and to ensure that you exit from your account at the end of each session. We cannot and will not be liable for any loss or damage arising from your failure to protect your password or account information.

LIMITATION OF LIABILITY

UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL WE BELIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE SITE, INCLUDING OUR PRODUCTS OR SERVICES MADE AVAILABLE THROUGH THE SITE OR BY US IN ANY WAY, EVEN IF WE ARE ADVISED BEFOREHAND OF THE POSSIBILITY OF SUCH DAMAGES. (BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN CATEGORIES OF DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. (IN SUCH STATES, OUR LIABILITY AND THE LIABILITY ISLIMITED TO THE FULLEST EXTENT PERMITTED BY SUCH STATE LAW.) IF YOU ARE DISSATISFIED WITH THE SITE, ANY MATERIALS, PRODUCTS, OR SERVICES ON THE SITE, OR WITH ANY OF THE SITE’S TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE AND THE PRODUCTS, SERVICES, AND/OR MATERIALS.WE DO NOT OFFER OR PROVIDE LEGAL OR COMPLIANCE ADVICE AND YOU ARE RESPONSIBLE FORCONSULTING LEGAL OR COMPLIANCE PROFESSIONALS BEFORE ACTING ON ANY SERVICES PROVIDED BY US. THIS SITE IS CONTINUALLY UNDER DEVELOPMENT AND COMPANY MAKES NO WARRANTY OF ANY KIND, IMPLIED OR EXPRESS, AS TO ITS ACCURACY, COMPLETENESS, OR APPROPRIATENESS FOR ANY PURPOSE. YOU acknowledge and agree that no representation has been made by the company or its affiliates and relied upon as to the future income, expenses, sales volume or potential profitabilitythat may be derived from theuse of the Site and our services.

TERMINATION

We may cancel or terminate your right to use the Site or any part of the Site at any time without notice. In the event of cancellation or termination, you are no longer authorized to access the part ofthe the site affected by such cancellation or termination. The restrictions imposed on you with respect to material downloaded from the site and the disclaimers and limitations of liabilities set forth in these Terms of Service shall survive. REFUND POLICY Your purchase of our services is final when the purchase is consummated and paid for. There shall beno refund under any circumstances.

OTHER

These Terms of Service shall be binding upon and inure to the benefit of COMPANY and our respective assigns, successors, heirs, members, owners, and legal representatives. Neither this document nor any rights hereunder may be assigned without the prior written consent of COMPANY. Notwithstanding the foregoing, all rights and obligations under this Agreement may be freely assigned by COMPANY to any person. These Terms of Use Service shall be governed by and construed in accordance with the laws of the State of TEXAS and any dispute shall be subject to binding arbitration in TEXAS. If any provision of this agreement shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.

CHANGES TO TERMS OFSERVICE

These Terms of Service maybe changed at any time at our sole and absolute discretion. If we should update this policy, we will post the updates to this page on our Website. If you have any questions or concerns regarding these Terms of Service,

please direct communication to [email protected].